How to Follow Up Your SSS ID Application

May I request your good office to please send me my list of SSS contributions. I asked our HR about this and he told me that the basis of salary bracket for SSS contribution is only basic pay. November 6, at February 10, at August 27, at 3: Please update and send to me monthly contribution to my email account cotray yahoo.

Remittance, loan, contribution, ID, benefits and membership help information guide

What is SSS Salary Loan and Who May Qualify

The SSS salary loan is part of the member loan which is divided into 3 types inside. The first is the salary loan, the second is the calamity loan and the third is the emergency loan. A salary loan is actually a short term loan offered to SSS members by the Philippine Social Security System to meet any immediate need for cash by any SSS member. We would like to show you a description here but the site won’t allow us.

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The SSS salary loan is part of the member loan which is divided into 3 types inside. The first is the salary loan, the second is the calamity loan and the third is the emergency loan. The SSS salary loan is basically divided into 2 more parts which is stated below. In this part of an SSS loan is included the definition of salary loan, qualification of member who can make the loan, determining the loanable amount, payment duration, interest, other fees charged, renewal, payment process, payback worse case scenario and requirements, papers and documents needed to make a salary loan.

The second part of SSS salary loan data in the official website of SSS includes renewal date, how the member should pay the loan, employer obligations to SSS, how member can pay the loan when separated, resigned or transferred to another loan and more about worse case scenario for paying the loan of SSS members. Watch a video below of SSS loan types. Yes, it is an SSS requirement. Hndi mo nga naman makita ang gusto mong update.. Well ano nga naman ang aasahan mo sa mga website ng gobyerno ng Pilipinas….

This will require you to have email add. I would like to request the sum of my remaining balance in my previous salary loan.

Can you please give me an update. Kindly e-mail to me. Ibig po ba sabihin meron din ciang cheke na nirelease. I would like to inquire how much is my current balance from the salary loan. Please email me the balance Thank you. Do you need finance to establish your business? Do you need finance for the expansion of you business? Do you need a personal loan? Do you need loan to pay off your debt? Then apply rateecatletloanfirm01 gmail. We customize structured financial solutions for a select group of clientele andinvestors.

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Apply for a loan today. Mas ok pa yung dating website nyo. Hindi na user friendly yung website nyo, hindi pa helpfull.

Puro description lang yung nandito. Hindi man lang namin ma-inquire yung sarili naming loan or other things na dapat namin malaman. Ibalik nyo na lang yung dati nyong website. Mabilis lang ang loan.. Your post is precisely what I have been searching for. Your information is to the point and clear.

If everyone were equally reader centered as you, the internet would be many times more simple! ISL Member loan application.. Tanong ko lang kung ano na status ng salary loan ko.. I have financial problems and I would like to ask if ever I have my loan with you, how much will I get? At least you should have 36 payments or equivalent to 3 years consecutive payment of your SSS contribution or premium.

If you already reached this, you can now make a loan regardless of whether you are self paying or employed. Ask for the status of Salary Loan applied last May 18, Please reply to my personal email. You know, I contend with credit hassles every day with my job as a housing adviser.

I see so many more dreadful credit scores than great credit scores. People need to understand that with a little time and work, they can grow themselves back into a position to buy right. You need to repay the loan accounts, and clear off your debt? Need urgent loans and commercial Loan?

Have you be denied a loan from their bank or any financial firm? Need repay the loan bills or buy a home? Need a loan to start a business?. Can i pay my monthly amortization for my salary loan in the bank directly? My father is 55 years old now and I wanted to continue his contribution. Would it be possible for my father to continue his contribution but he already lost his sss.

Please help answering my querries. And he can still continue his contribution? May Loan po ako last pa po Php 15, thousand, Alam ko po na malaki na ang penalties nito. Gusto ko po sanang i-reloan para d po lumaki ng lumaki ang penalties ko. Making wealth is not a matter of chance or sheer luck but is based on both scientific law and sound financial and business principles. I hope u could do the necessary action for this. Kindly indicate also the sss loan contact no. Your immediate response is highly appreciated.

Thanks and God bless. Hi, I wanted to file for a loan but my problem is that my previous employer did not pay the contribution for almost 2 years. I wanted to file a complaint but i dont know where to go and if the process would involve me hiring a lawyer. Your email address will not be published. You may use these HTML tags and attributes: June 25, at 7: June 29, at 5: July 11, at 4: July 15, at July 16, at 6: June 1, at 5: August 1, at 8: August 23, at 2: September 11, at October 4, at 1: October 12, at 4: November 3, at 2: November 4, at 2: Carlo Val Gocela says: November 19, at 3: December 21, at 6: March 8, at 2: March 28, at 8: April 6, at April 22, at 5: April 23, at April 23, at 1: Kaka-accomplished ko lang po ng pag ibig online registration form ko noong last friday night, August Tanong ko lang po sana kung paano ko mapapalitan yung memeber category ko.

You may visit https: The SSS contribution is based on your salary. So hindi basta basta nakakapagdowngrade ng contribution. You may visit SSS office for clarification. Nagresign me sa work ko last april. Sa pagkakaalam ko, SSS does not accept back payments. You may verify this by going to SSS office. Hello po, question about philhealth contribution. One year na kasi ko di nagcontribute.

Puwede ba icontinue ko magbayad ng philhealth contributions as voluntary? Voluntary na din yun status ko noon pa. Puwede ko ba bayaran agad sa sm or bayad centers? Or dapat pumunta ko philhealth muna kasu one year na ko di nagcontribute.

Mas magandang pumunta ka sa office ng PhilHealth to pay for your contributions. Although, hindi ko lang sure kung tumatanggap ang SM or bayad centers ng contributions from inactive accounts. Kung mas malapit ang SM or Bayad Center sa iyo, you can try it, then let us know what happen.

Just wondering if a former Filipino leaving abroad and has dual citizen can apply for Pag-ibig Fund or both. I really want to know because I am interested to join Pag-ibig Fund so in the future I might need to get some loan to build a house on my land in the philippines. Hoping to get immediate response and please include too what documents I need to join and who can i contact?

Thank you so much. It would be best to visit PH embassy in your country to ask how you can apply. I would like to ask lang kasi medyo naguguluhan pa po ako. Pwede po ba akong kumuha kahit unemployed ako? Para pagdating ng pagkakataon na hanapan ako ng employer ko e meron na ako…. How long would you think na magiging unemployed ka? If sa tingin mo matagal kang magiging unemployed, kuha ka — yun nga lang you need to deposit your contributions regularly.

Kung tingin mo naman ay makakakuha ka na ng work within the next 6 months, wag muna. Hayaan mo na na pakuhanin ka ni employer. Di naman po mahirap kumuha kung sakali, di ba? So if ever na tingin ko magkakatrabaho na ko thats what I should do? Magkaiba po ba yung sss number lang sa id?

I mean, if mag aapply ka for sss magkaiba pa po ba yun sa id? Hi po, ask ko lang kung paano po kung yun magpepension ay deceased na, sabi po kasi sa amin ng SSS, ipapasa daw po yun sa asawa at sa kapatid namin na wala pang 21 yrs old. Ang kinakatakot ko po kasi is yun asawa ng kapatid ko na syang nagaayos nun pension ay gusto i-lump sum lahat.

Ang gusto po kasi namin mangyari ay monthly pension na lang. Ang tanong ko po is meron po bang option na ganun sa SSS na i-lump sum lahat ng pension? Base sa website ng SSS, ang monthly pension ay makukuha kung ang member ay nakapagcontribute ng 36 months before his semester of death.

Lump sum ang makukuha kung less than 36 months. Hi Sir Elvin, nice site.. Based kasi yun sa salary mo and meron din kasi silang share. Thank you so much for immediate response.

But if happens that they agreed, is it okay to deduct higher amount? Since this would be part of the benefits anyway. As far as I know they will not allow it on their end. Sorry for the confusion.. I will do your advice. Thanks for sharing your thoughts! Nagbayad po kasi ako ng contributions sa bank for August po dapat yun kasi Sept plang po ngayon, ang nangyari po nakalagay sa receipt at yung nabayaran ko for sept na po kagad, sa company po namin yun.

Panu po kaya yung pwede kong gawin? Hi CMT, Actually naka-experience na din po kami ng ganun.. As far as I know SSS does not accept bank payments. So nilagay nila sa Sept at hindi sa August period. Hi Elvin, Do you have an idea if when is the valid date of operation? Is it when we receive the businees permit form the city hall or the date of our barangay clearance? By the way, where did you see the valid date of operation? Perhaps you may want to ask the agency where you got the form.

I think maicocorrect pa yun kasi same quarter naman ang August and September. Ang tanong ko po ay ma pepenalty po ba ako sa ganitong sitwasyon? At paano po ba ang gagawing kong 1st step. Philhealth po ba muna o sabay sabay na lahat i aapply? You have the same case as Che L. Since nasabi mo na 14 years na yung small business mo, I am not sure kung ano ang process dito. Ang pagkakaalam ko ang sisimulan mong hulugan ay kung kailan mo na-hire ang empleyado mo.

Kung na-late ang contribution mo may penalty na. Yung sa amin inabot ng one week. I got there Friday and released the papers on Thursdays next week. After ba nila malaman history mo kung bakit ngayon ka lang magpapa register e iinvestigate ka muna nila sa placeng business?

Okay lang kung after lunch. Dito kasi kami sa Las Pinas since dito naka-locate ang business namin. Ang pipilahan mo ay Corporate Lane. Dapat kumpleto ka sa requirements. Kapag kulang ang dadalhin mong documents, pababalikin ka nila para kumpletuhin mo. Minsan kasi mahaba ang pila diyan. Better kung bumisita o tumawag ka muna sa SSS branch niyo at tanungin ang complete Employer Registration Requirements.

Hi gud pm sir ask k lng po dati akong ofw kakauwi k lng nung july ta buntis aq. Dati n po aq member ng philhealth kaso na stop xa almost 6 years.. Tanong k po if mkakakuha po b aq benefits s philhealth kc mangAnganak n po aq s dec Please verify this with PhilHealth if you are qualified. Ang nasa website kasi ng PhilHealth to avail the benefits are the following:. Payment of at least three monthly premiums within the immediate six months prior to the month of confinement.

Confinement in an accredited health care institution for at least 24 hours except when availing of outpatient care and special packages due to an illness or injury requiring hospitalization. Attending physicians must also be PhilHealth-accredited.

Based on the information given and the first condition, dapat covered ka. Again, please verify this with PhilHealth. Tuwing kailan ba dapat siyang magbayad ng contribution niya? Every month ba siyang magbabayad ng pesos? May deadline ba ng payment of contribution kapag voluntary? Hi sir have a nice day. Ask ko lang po kung ilang years ang minimum contribution sa sss?

It depends on the goals you have with SSS. You may check the requirement for each benefit on the SSS website. Tanong ko lang po, ang salary deductions po ba ay may fixed schedule? Kasi nag rerequest ako sa employer ko na ibawas yung loan payment ko every pay period, ayaw nila pumayag, kasi every end of month pay period lang daw ang deductions. I think makikita sya if niremit ni cc company mo ang contributions sa SSS.

It would be unfair on your end if hindi sya lumabas. As for the online registration, you may indicate your previous employer prior the cc company. If wala, mas magandang pumunta sa SSS directly to ask for your specific concerns. You may also want to read their Circular 58 of about the Coverage of Dependents of Deceased Members.

January pa po yata ang huli kong contribution ng sss, pag-ibig at philhealth, ng lumipat po ako ng ibang company di po nila iyon hinulugan, that was March — Aug. I want to pay my loan and be an actice member again. To be sure, please visit an SSS office near you, para makapagfill-up ka na din ng form to become active member ulit. Ask ko lang po kasi nagresign po ako sa work ko last May , up to now wala akong work dahil August nung nalaman kong pregnant pala ako.

Pwede ko po ba hulugan yung months na di ako nakapaghulog? June-present Thanks in Advance. Sa pagkakaalam ko kasi, di nag-aaccept ng back payments ang SSS.

You may visit an SSS office to verify this. Tapos, I think kahit hindi ka nakapaghulog ng June to present ay nasatisfy mo naman ang requirement ni SSS for maternity claim. Hi i would like to know how many months to have a salary loan to pag-ibig? Sa pagkakaalam ko hindi months eh. Nakadepende ang maximum na pwede mong iloan sa dami ng contributions mo. To be honest, wala kasi akong nakita sa requirements ng Pag-IBIG na may minimum number of contributions eh. Unlike sa SSS part talaga sya ng requirement.

Hi sir, ask ko lang po kc…nanganak po ako last july then hindi ko pa naibibigay sa employer ko ang maternity reimbursement for sss. Magkakarun po ba ako ng problema tungkol dito, kasi nagresign na rin po ako matapos ang leave ko?

Baka kunin na lang ng employer mo ang nakuha mo sa SSS from your back pay. Although I am not sure, better ask your previous HR about this. Hello sir, my husband has never been employed in a company but still he makes contribution from the day he got his SS number 10years back. His contribution status in the payment form is under self-employed. I just learned that you need to have a business in order for you to be called as self-employed. The problem is, he does not register any business name since he is a freelancer construction worker.

I understand that voluntary status is the shift from being employed to unemployed. Can his contribution for the past 10 years still be counted? First of all, I would like to commend your husband for his persistence and discipline in paying his SSS contributions for the past 10 years! In my opinion, I think dapat walang maging issue ang husband mo. Contribution is contribution whatever the status. Saka inaaccept naman ang payment nya right?

But to be sure, visit SSS branch near you para maupdate na din ang status. Thank u po, pwede po kaya aq mag apply as NW spouse kahit last year pa po aq nakakuha ng sss number? Ngkaproblema po kc aq at ang alam q registered nq as self employed since nagbabayad na po aq since last year.

Kahapon po nag apply aq ng maternity benefit but turns out i am not properly registered dahil E1 lang ang meron aq at walang RS1 kaya invalid daw po ung contributions ko dahil wala din akong date of coverage. Someone advised me na magbayad this month as VM para daw po makaavail aq ng maternity pero ang worry q po baka mareject pag nag apply nq ng reimbursement.

Pwede ko po bang gawin ung advise sa akin? Very disappointed po kc ako dahil akala q makakaavail aq ng maternity benefits but because i was mistakenly advised noon by the sss officer na pwede nq magstart ng bayad basta icheck lang self employed.

Please enlighten me po qng paano ang gagawin, thank u. Gud day ask ko lng po may dumating po kasing SOA s akin from pagibig lumalabas n may nagloan since gmit ang name ko pero hindi naman po ako nagloloan.. Bale po umabot n sya ng kasi yung utang dun ay calamity nasa plus the interest kya umabot ng sno po pwd ko gawin hindi po aq nagloloan.

It would also help kung mag-seseek ka ng advice from a trusted lawyer. Also, if my last day in my current company is end of November and will start in the new company on December, who will give me my ITR for ? Is it the company I am with until November or the new company I will work with on December?

I will appreciate your soonest feedback. Both of them should give you an ITR or form Ask your previous company to give you your ITR and submit the photocopy of it to your present employer. It is your present employer who will consolidate your earnings for the year. Thank you so much, Tet. I have also problem with that. For SSS, i know you could register online to check your contribution status. Ask ko lang,pwede po ba ako magloan sa pagibig?

Hi Gheng, You may contact Pag-ibig Hotline to know if you are still qualified. Natry ko ng tumawag dito.. Pero initially, eto ung qualifications: The member has made at least 24 monthly contributions.

Has five 5 MCs for the last six 6 months as of month prior to date of loan application. I think wala dapat kaso. Gusto ko po sana dagdagan ang monthly contribution ko share kahit OTC nlng. Ang tanong ko po is kung pwde po ba yun? Ano means po pwde magbayad? For example, if the employee is contributing P, then the employer should also contribute P However, may limit ang employer contribution. Yun yung sinasabi ng HR nyo na P lang ang allowed. Yun kasi yung maximum as per law.

Pero you can increase your monthly contribution. Just talk to your HR, sila na ang magpprocess nun. Ayaw nga po pumayag ni Employer. Yun po gusto ko itanong, pwde po ba OTC ang additional payment? Naacess ko po ang contributions ko online at nakita ko na may month na zero pero nakaltasan ako nun at kita sya sa payslip employed ako during that time.

Sa dating employer pa po un. Ask ko lang po pano icocorrect un na lalabas na may contribution ako for that month. Kelangan ko pa ba pumunta dun sa dati kong employer? Updated po pa ang sss website? Paano po makita ang contributions ko for PagIbig at PhilHealth? In most cases, hindi lang updated ang SSS contributions online. Yes, nakakaltasan ka sa payslip mo but hindi ito agad agad nakikita sa SSS website. Usually, mga 3 to 6 months ang delay sa pagpopost ng contribution online.

May mga instance din na hindi talaga nagreremit ang employer sa SSS kahit nagkakaltas sila. Minsan kasi wala naman naghahabol na employee. Yun nga lang it is against the law. So, kailangan talagang ireport ang mga employers na ito kasi kawawa ang mga employees. I suggest, that you visit SSS to validate the payments of your previous employer.

Make sure to bring proofs na kinakaltasan ka. Then, worst case, ask for advice from SSS if you fall on the second scenario. I just recently knew that maximum contribution of the employer for pag-ibig is only P Do you think I would be penalized for this?

I recently got confused about my contributiins for Oct. My basic pay is 12K, and my employer deducted me Upon seeing my payslip for Oct, the amount deducted changed, for SSS it became I agree with what Tet said on her comments below. Check mo sa employer mo kung nagkamali sila ng deduction, unless may increase talaga sa sweldo mo from Sept to Oct. Hi hindi ko alam kung active po ba eto. Pls send me email po. Kasi may prob po ako sa sss.

Ko kasi po employed po ako hindi po nabayaran yung sss ko nag ka penalty po ako. Hindi ko po mabayaran kasi ang laki ng penalty halos double anu po ba mas the best na gawin.

Hi Scel, Wala ka bang Salary Changes in between that period? I do payroll acctg din. I like to know what do i need to do to get a replacement ID and can i still apply for one while I am out of the Philippines? Magkanu ang pwde loan ng volunteer sa SSS?

Salamat sa reply u sa una kung message. As far as I know dapat tanggapin ni SSS ang back payments from employer ni employee. Employer should pay the corresponding penalties. It might be due to human error. So, if I am the employee I should return it. For Question number 3, No.. Hindi oblige c company na bayaran ung contribution mo for that period.

Nag aacept ba ng back payment si pag ibig like sss. And same dun ba na my penalty mga magkanu po kaya penalty..

If fault ni employer kung bakit nadelay ang payment, iaaccept ni SSS ang backpayments with corresponding penalty. Kung self contributing member ang status, sa pagkakaalam ko, hindi nag-accept. Hi elvin and tet thank you sa responce.

Actually yung friend ko owner kasi siya ng company partnership siya foriegn partner sa pagkaintindi ko ah hindi ko din kasi mapaliwanag sa kanya kasi kulang din ako sa kaalaman kaya hindi ko siya ma advise kung anu gagawin sabi ko kasi as per pilipino partner dapat ikaw nababayaran ang sss.

Philhealth at pag ibig mo. Sa foriegn wala sila prob. Yung mga employee nya naman ayaw mag pa register sa sss. So yung fren ko since owner siya nung nag paregister siya ng conpany nagulat siya dahil from nag start sss nya instead na kung kelan nya lang ni registered.

AYAW ngayon bayaran ng partner nya penalty umabot ng 60k. Panu po ba pwede gawin dun. Medyo complicated ata ang situation mo. I think it would be best to ask help from these government agencies on what to do.

Just a warning though, not declaring the real salary would mean tax evasion. Also, 60k would increase if hindi naayos agad. Hi Jet, I have found an article related to your case. Maybe you could visit your SSS branch and ask if this still possible. Hope this could help. Hello po, ask ko lang kung imaximize ko po yung hulog ko as OFW which is P, for the next 20 years. How much monthly po yung matatangap ko pag nagretire na ako?

If I were you, I would look for other investment alternatives. Hi Elvin, ask ko lang if ang service provider ay entitled sa benefits like sss, allowance lang kasi ang meron sya, wala pa talgang allowance.. What do you mean by service provider? Ito ba ay parang third party support or contractual?

I think sa case ng contractual, yung contractual company yung dapat magbigay ng benefits like SSS. Hi Elvin, Service Providers po as in like Consultants, hindi po sila talga employees sa company. Most of the consultants I know are filing their contributions as voluntary members. Thank you for this useful and very informative video.

I would like to know if I can get and pay Philhealth insurance through online for my family? Hello po, ask ko lang regarding my mother who is a pensioner by survivorship. Now, she is planning to register a business. Does she need to become an sss member and make contributions for herself?

Hindi po ba maapektuhan yun pension? She has some plans of hiring people for the business so I think she has to make contributions for the employees also. Hope you could give light into this po. Hi Charlie, Ah see.. Hi po magandang araw. Tanong ko lang po kung nakakuha na po ba ng disability benefits from Pag-ibig wala ng funeral benefits? Kac po nung kinuha po namin ng asawa ko yung disability benefits nya ang sabi samen ay burial nalang yung natira at nung namatay na sya at bumalik ako para iclaim yung sa burial ay wala na daw po, kaya medyo naguguluhan po ako.

Salamat po sa magrereply. You may refer po on this link for more details: I am employed in a private firm since and have a total of 40 posted SSS and Philhealth contributions Premium- I pay for the maximum contributions. I am planning to resign this December Based on my research, I can still avail of SSS since I my due date would fall within the semester of the last 12 month contribution window, is this correct?

I have read that I should have at least 3 or 6 months contributions prior to date of confinement. You can still avail your maternity benefit. Although you must notify SSS since you will be resigning this December.

As for PhilHealth, during confinement, hospitals are asking for the latest MDR that shows at least 6 months contribution. Just to be sure, please visit the SSS and PhilHealth office as soon as possible to ask them directly about your concern.

Mas maganda na ayusin mo na sya agad bago ka manganak. Hi, Ask ko lng, can i apply a multi purpose loan here in Singapore? I have a loan with my previous company in the Phils but this was already deducted from my salary. I resigned last July Can I apply thru online and request them to credit the proceeds from my salary? May I know the requirements for new OFW and the procedures. Hope you could help me. Although an over the counter or auto-debit arrangements with banks or other modes Pag-IBIG may adopt.

You may refer on this link about MPL: Nabedrest ako from August-September I live near Blumentritt, Mla. Tapos, ang case mo pa ay employed. I am not sure kung saan kang category papasok. Makukuha ko ba yung mga deductions na kinuha nila from me pag nag- resign ako? I think you should clarify that one with your cooperative. If you resign and hindi nila nireremit ang ibinabawas sa sweldo mo, I think you have the right na magreklamo para makuha mo yung deductions.

May mga employer kasi talaga na gumagawa nan which is dapat ireklamo. Hi, I have an inquiry. I have paid my quarterly Philhealth contribution for Sept-Dec However, naka pag trabaho po ako nung November I have already informed our HR, that I have paid my last quarter contribution and gave him my Philhealth receipt. Kaya lang, nung first pay out, kinaltasan ako sa sweldo ko for Philhealth. Ok lang ba na nagka double contribution ako, one for individually pay and second for privately employed?

Ang alam ko hindi tinatanggap ang double contribution eh. You may ask your HR for refund. Lumalabas kasi special case ka dahil most of the employees ay hindi naman nagbabayad separately ng contributions nila, dahil pwedeng nakadefault sa payroll system nyo ang deductions, nabawasan ka ng sweldo dahil sa contributions mo.

For example, if you have an emergency case, Philhealth will require you to stay at least 24 hrs and they need at least past 6 months of your contributions from your employer. The key here is the hassle of going to employer spend time and money. They did not understand that this is an emergency cases, what happened if you dont have a family near with you, you need to do it by your self. I hope Philhealth will create an online facilities for this issue.

I dont think it will cause too much because even interns can create a online system for them. I plan to stop paying the contribution though will continue to work until 65 for both. Can i apply for lifetime membership for philhealth? Can i still receive benefits from them? Thank you and God bless. Better confirm this with a PhilHealth officer.

It would also be better to ask them for the process. As far as I know they have age limit kasi but if you can find one, please share it. I asked this to you before about disability pension. My mother become disabled this year and finally she receive desability pension. The amount she receive every month is 1, pisos. When my sister inlaw went to the pension office they told her that my mother is only intitle to claim for two years because she only lost one leg.

It seems to be irresponsable comments and no sympathy. How would my mother cope with out bennefit. Let alone the medicine which is very expensive to buy especially for the poor people in our country. Is this true that they will stop this payment after two years?

She is only 58 and her pension was paid through self contribution for five and a half years. I am worried about what will happen to her in the future. I hope you can give me advice about this. According to the SSS website, loss of one leg is considered as partial disability and partial disability is paid up to certain months only. You may try seeking assistance from your municipality or PCSO near your area.

They might help your mother. Hi Sir, Thank you for your reply to my email. It is very difficult to find a person this days who has heart and kindness. Where is the compassion and love for mankind. Do they think that people who lost a limb will miraculously grow another leg with in two years and therefore no longer need financial assistant. My father was told that if the have a hollow black house and electricity a surveyor will check the premises and the will make the decision that having this thing constitute a certain amount of wealth.

This is totally bizarre since my parents have had to work and make sacrifice to get this. They are far from rich and barely able to buy enough food to keep alive. Furthermore , my father found a supplier of crutches which offered discount for pensioner but when he bought some he was told that he was not eligible for the discount the crutches were not for him. What kind of Christian compassion is this?

I am telling you this because I hope you can help to highlight the despair and hopelessness that the poor people in our country experience. Tanong ko lng po kung magkano kelangan ipadagdag sa monthly contributions para makakuha ng loan sa pagibig. Ung aabot sana ng 1. In your case this is P1. Based on capacity to pay. Usually, tinitingnan nila dito ang gross monthly income mo. Loan to appraisal value ratio. Ang ibig sabihin nito ay kung ang presyo ng property mo ay 1.

Para maapprove sa loan na P1. Para sa karagdagang impormasyon, mas makakabuti na bumisita sa pinakamalapit na Pag-IBIG office sa inyong lugar. Thanks for the answer. Kaya kong magcontribute ng P but then di naman ako sumusuweldo ng ganun kalaki, hngang 20k lng. Based sa mga sinabi mo, magkakaissue lang naman tayo sa 2 capacity to pay. This can be resolved by having a co-maker. Yung gross kasi ay based sa family income eh, if hindi ako nagkakamali.

Happy new year to you. My father will be 61 on his next birthday.