Welcome To Scammer-Alert! Top Online Scams Exposed!

They don't encourage this because they don't make much off it. He said he was an officer and he would arrest me. After googling the number online I found out that I am not the only one and he uses a different name every time This man had so much of my information that it was a very scary situation. We use intelligent software that helps us maintain the integrity of reviews. I also filed a complaint.

So why are there so many Payday Loan scams on the Internet?

Learning to avoid payday loan scams

All consumers, if you feel you have been the victim of a scam you might also with to contact the FTC at FTC-HELP () or online at cft-group.tk; or contact the Consumer Financial Protection Bureau () CFPB () or online at cft-group.tk The Internet Crime Complaint Center has received many complaints from victims of payday loan telephone collection scams. Callers claim the victim is delinquent in a payday loan and must repay the loan to avoid legal consequences. Payday loan and cash advance scams exposed. I expose the truth behind online payday loans, and find the best lenders online. SCAMMER ALERT! The #1 source of information about online scams: About Scammer Alert with Frank Matthews. Thanks for visiting Scammer Alert! My name is Frank Matthews.

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Shop for the credit offer with the lowest cost. Try to find out the annual percentage rate APR and the finance charge including loan fees and interest, among other credit costs of different options before you select a credit offer.

You are looking for the lowest APR. If you are shopping online and can't find the APR and the finance charge, visit lenders in person. Consider a small loan from a credit union. Some banks may offer short-term loans for small amounts at competitive rates. A local community-based organization may make small business loans, as well.

A cash advance on a credit card also may be possible, but it may have a higher interest rate than other sources of funds: Contact your creditors or loan servicer as quickly as possible if you are having trouble making a payment, and ask for more time. Many may be willing to work with you if they believe you are acting in good faith. They may offer an extension on your bills: Find out what the charges are for that service.

There could be a late charge, an additional finance charge, or a higher interest rate. Make a realistic budget, including your monthly and daily expenditures, and plan, plan, plan. Try to avoid unnecessary purchases: At the same time, try to build some savings: A savings plan — however modest — can help you avoid borrowing for emergencies.

Find out if you have — or if your bank will offer you — overdraft protection on your checking account. If you are using most or all the funds in your account regularly and you make a mistake in your account records, overdraft protection can help protect you from further credit problems. Find out the terms of the overdraft protection available to you — both what it costs and what it covers. Some banks offer "bounce protection," which may cover individual overdrafts from checks or electronic withdrawals, generally for a fee.

It can be costly, and may not guarantee that the bank automatically will pay the overdraft. Related Items Payday Lending. Using a Credit Card. I told my sister that I saw some things about people with Indian accents and that it was a rip off. He accused us — I was on the phone with him and my sister — of trying to steal their money.

He accused us that they trusted us by depositing the money and now we were trying to cheat them. He told us that they submitted our names to the local sheriff because we are trying to run off with the money. This was all to incite fear in us and it worked. Now, how in the world could he be the sheriff!! And now that he got all the information he needed he was all nice and calm again. We gave him the new online access information and he said we should see the money deposited in the account within the next 45 minutes to an hour.

Of course, no such money was deposited in the account. But, we were so wrong. The deposit item was a picture of a check, drawn on a Bank of America account.

We got caught but we pray that you can learn from our experience and you won't be. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. Foreign websites steal our content. Advertisers above have met our strict standards for business conduct. First Cash Advance - Internet.

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