Working with direct lenders for installment loans such as MoneyKey is recommended because it provides you with a single point of contact and better protects your personal and financial information. Phone at Email at customercare moneykey. Unlike most short-term installment loans, long-terms loans are usually secured and requires you to pledge a collateral. If this happens, contact us as soon as possible to see if alternate payment arrangements can be made. When you are working with non-direct lenders or non-licensed service provider, your information may be passed to multiple potential lenders who may or may not extend a loan to you. AmeriCash will never ask you to forward a payment before issuing you a loan or on condition of issuing you a loan.
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Credit Central provides installment loans to qualified Alabama, Georgia, South Carolina, Tennessee, and Texas residents. We also offer free tax preparation, filing, and options for advance tax refund loans. Wise Loans offers online installment loans in South Carolina. Wise Loan is the only loan servicer in South Carolina that offers Cash Bonuses for timely loan payoffs. CashNetUSA offers installment loans in states such as Missouri, Wisconsin and Delaware. Our installment loans are generally for larger amounts than our payday loans and are paid off in multiple installments over a longer period of time.
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If I had a question it was always answered correctly and promptly. An installment loan is a loan that is repayable through multiple scheduled payments, with due dates that generally land on your pay dates. There are multiple sources for getting an installment loan, direct lenders being one of the more popular and reliable options.
Depending on the loan amount and repayment term, installment loans can be categorized into long-term or short-term installment loans.
Loans that can be paid off within a few months or years are generally referred to as short-term. These loans can be used to pay for emergency expenses like medical bills, home maintenance etc. Long-term installment loans, such as mortgages, are generally paid in 20 to 30 years depending on the loan amount and the repayment term. Unlike most short-term installment loans, long-terms loans are usually secured and requires you to pledge a collateral. While both types of loans provide you with the money you need, the main difference between an installment loan and a Payday Loan is the loan term and fee structure.
A payday loan is usually due in full on your next pay date, whereas an installment loan is repaid through a series of scheduled payments that are typically set up to land on your pay dates.
Installment loans direct lenders are loan providers that issue loans directly to the borrower without any broker firm or intermediary service. In these states, the loans are funded by third-party lenders and are arranged and serviced by MoneyKey. Working with direct lenders for installment loans such as MoneyKey is recommended because it provides you with a single point of contact and better protects your personal and financial information. When you are working with non-direct lenders or non-licensed service provider, your information may be passed to multiple potential lenders who may or may not extend a loan to you.
As an Installment Loan direct lender or credit services provider, MoneyKey offers or arranges Loans in: The amount you may be eligible for depends on several factors, such as your monthly income and the maximum loan amount offered in your state. There is no minimum credit score requirement. MoneyKey Installment Loans are available even to people with bad credit or no credit. You can start your application by clicking here. Applying for an installment loan from a direct lender like MoneyKey is quick and easy.
Click on Apply Now to start your application and fill in the required form. If your application is accepted, you will be asked to review and sign the loan agreement. A MoneyKey agent will contact you to verify your information and confirm the loan with you. Once your loan is approved, you will get the money in your bank account as soon as the next business day. If your loan is approved before 8: Please note that the date and time the money is made available to you by your bank is subject to your bank's policies.
Based on the loan term mentioned in your agreement, your loan will be paid back in several scheduled installments, with the due dates typically set up to land on your pay dates. You may pay off your Installment Loan in full or make additional principal payments at any time without any early payment penalty. If you would like to make an additional payment towards your Installment Loan before a scheduled payment date, you can contact our Customer Care team by:.
For example, if your payroll is set for bi-weekly Fridays, MoneyKey will try to set up your due dates to match that schedule. Financial misfortunes can leave you in quite the bind, putting you in a position where you are unable to pay your scheduled payment. If this happens, contact us as soon as possible to see if alternate payment arrangements can be made.