Personal Loan

If you can afford higher monthly payments, you could consider increasing the loan amount or reducing your tenure. Please provide some details to get the best offers. In case you wish to start principal repayment immediately you may opt to tranche the loan and start paying EMIs on the cumulative amounts disbursed. If you purchase an under construction property you are generally required to service only the interest on the loan amount drawn till the final disbursement of the loan and pay EMIs thereafter. You snooze, you lose. We do not guarantee their accuracy, or applicability to your circumstances.

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ONLINE ACCESS FOR EXISTING CUSTOMERS

HDFC Bank offers a host of NRI Loans in India at attractive interest rates. Check features and apply for NRI Loan online! Pre-approved HDFC Bank customers can get an instant personal loan in under 10 seconds. Other customers can get a personal loan in as short a time as 4 hours. These unmatched features and benefits make our products among the best personal loans in India. HDFC Bank offers personal loans in India to salaried and self-employed individuals. You can check your personal eligibility in no time online If you are an existing HDFC Bank account holder, you can check your eligibility for a pre-approved loan via NetBanking.

Types of HDFC Bank NRI Home Loans:

Compare, check your eligibility and apply online instantly.

We offer our existing customer the option to reduce the applicable rate of interest on the Home Loan by changing the spread or switching between schemes through our Conversion Facility. You can take advantage of this facility by paying a nominal fee and opt for either reducing your monthly instalment EMI or loan tenure. Terms and conditions apply. To avail of our Conversion Facility and to discuss the various available options either click here to allow us to call you back or log on to our Online Access for Existing Customers , to get your Home Loan account information 24x7.

A copy of the policy can be obtained by customers from the concerned branch on request. The page you are looking for is not available in Hindi, please click here to go to Hindi version of Homepage. Skip to main content. I'm Salaried I'm Self Employed. Their customer support also had been responsive as well and there has not been any hassle faced with them so far. It has been a good experience i had with Bank Bazaar and i had been using the services of them for the last months.

I had been using the mobile application as well as the website of them and both had been easy in using it. Their customer support also had been good as well. The process in getting this loan had taken almost three to four days and the process had been easy. The loan amount which they had provided has been satisfactory and the interest rate also been good as well. There has not been any charges which they had been charged also had been good when compared with the market rate.

It has been a good experience in getting this personal loan and the loan amount which they had provided also had been satisfactory. The interest rate with them has been a little higher when compared with the market rate. There has not been any charges which they had taken on processing and their customer support had been good. The experience i had with them has not been satisfactory and the process has been good in getting the loan.

There has been some small issues when i was trying to close it before the tenure period where there was no option for a pre closure. The interest rate has been quite nominal with them and the loan amount was okay. Where there is processing fees of Rs They took time for approval and documentation. Their customer executive explained the term and condition before taking the loan. I have been using the Bank Bazaar services for a while. It was good, I am using the mobile application it is really easy uses.

Customer support is good , they helped me very well throughout the process. This was my first experience with bank bazaar and it is too good. I got my personal loan through INDUSIND BANK , the loan process was too slow and even initially they said everything will be online but they personally visit to check the documents , it took 25days to receive the loan.

They provide of loan and it is sufficient , there is no processing fee with this bank. The customer support follow up was also good during the application. Bank Bazaar makes it easier to compare and choose various banking products online. I did not face issue at the time of getting loan.

The processing fee is and loan amount is and it is sufficient to me. For the first time i have taken i have taken financial product through bank bazaar. The best part is the process of getting loan was to quick.

Bank bazaar needs to filter the list suggested to the customers based on the requirements as per customer needs. The graph shows you how much you will repay over your loan tenure and the interest component in that. The calculator is designed to be easy-to-use and intuitive.

Apply for a personal loan. EMI starting at Rs. EMI stands for equated monthly instalments. It is the amount you must pay every month till the end of your loan tenure. How is EMI calculated? EMI is calculated using the formula: In the early part of your tenure, the interest amount is higher and that becomes progressively lower. Towards the end of the tenure, the principal amount forms a large proportion of the EMI.