I gave my name phone number even my complete ssi number! Car Reviews Car Loan Brands. Not a good way to do business. As part of the settlement, the company agreed to refund, with interest, all credit card payments made after debtors entered into the reaffirmation agreements between January 1,and June 30, Loan application number GE Money Inc: Despite on time payments and paying more than the minimum my balance is currently 2, Related Personal Loans Parker Lane.
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You can purchase a car up to 20 years-of-age, but you will have to take out a GE Money Personal Loan for a vehicle that old. The car must be used for personal use more than 50% of the time to apply for a motor loan. Apply online for a BDO Auto Loan from August 1 to September 30, Learn More. Designer Blooms Anniversary. Get 30% OFF or P30, worth of FREE products and a chance to win P, worth of Christmas Showcase. Learn More. SM Cinema Priority Lanes. Exclusively for BDO Rewards Sapphire and Diamond members. Compare GE Money housing loan interest rate with top banks in India. Check Ge Money home loan Lowest EMI Eligibility & Documents Required.4/4(1).
I have asked for payment arrangements. They just will NOT accept any options. When I call, it's like speaking to a robot. I had a very unexpected, very costly car repair and they act like they can't understand. Aren't these people humans? I was given a Toys R Us account, which is weird, because less than 5 yrs ago, I declared bankruptcy. It was my first and only and last purchase. Isn't there laws about this? I told them, that if they would freeze the account and let me make payments, I can have this bill paid off in months.
If they won't allow this I will have to declare bankruptcy on this account. Don't these people want their money?? I was given a Care Credit card and just recently, I found out that Synchrony bank is financing this. I closed the account immediately. My intention was to pay this purchase off within 2 years. I was making monthly payments in advance for at least a year and never received a late notice. Once Synchrony Bank took over and I received my first bill from them they stated I was considered late and charged me a late fee.
I proceeded to call Synchrony Bank and stated to them I should not be late as I have paid my monthly payment in advance. I called customer service to complain and they agreed to remove late payment from my bill. Unfortunately I continued to get late payments. I asked how do I avoid these late payments and it was explained to me I had to pay within the 30 billing cycle, they told me when It was okay to make payments.
I proceeded to make payments within I thought the 30 day billing cycle and I was still charged late payments. At that time I became frustrated and started to make payments as close to 16th of the month as possible and did not make any additional payments.
An account I've had since college, dated I got cancer in and kinda lost my mind and body when I went through chemo. So, naturally, I fell behind until I regained my mind. Once everything is paid off, I will close every single one of these suckers and eat the credit score hit. I opened a Synchrony Bank credit card last week with Ashley Furniture, and the process has been a complete nightmare. I went online to see if I had a payment due and noticed that my account was overdrawn. After 4 phone calls I finally learned that Ashley Furniture had charged my card twice, but that is not what I am complaining about.
One of the reps that I spoke with said she was unable to verify my phone number the same phone number I used to open the account and the same phone number their automated system recognized me as calling from when I called in. The rep then asked me to send her a copy of my ID, my phone bill, a utility bill, and my bank statement to a P.
Basically she asked me to send her every piece of information a person would need to commit a fraud against me. I felt really uncomfortable with this so I asked if it would be possible for me to send the information certified so someone would have to sign for it , and she declined saying that she was unable to accept the information that way.
I then proceeded to ask if I could fax the information or scan it in and email it directly to the rep, and I was told that I could not. It seems really strange that Synchrony isn't very interested in protecting consumers information, because who would be liable if my information did become compromised?
And even stranger that a large company doesn't have access to a fax or computer to receive an email? As a last ditch effort I asked the rep if it would be possible for me to go to my local police department with identification so they could authenticate that I was the account holder, and of course I got another no.
I ended up going to Ashley Furniture and they even attempted to authenticate me which was a no go. So needless to say I cancelled my order and Ashley credited the amount back to my account. As soon as the funds are credited back to my Synchrony I plan to close it. I would not recommend Synchrony to anyone as this has been more hassle than it is worth. The most bothersome issue is why would I care if the account was overdrawn unless it was my account?
The reps are unable to use any kind of discretion that requires common sense, and it's just plain sad. I hope that this review prevents someone else from falling victim to this type of dealing. After being a loyal credit card customer with Synchrony Bank for over 5 years, they refuse to remove a negative report from the credit reporting agencies. I was delinquent with ONE payment which was simply an oversight on my end.
Once I was notified, the payment was made immediately. I have made my payments on time, always pay more than the minimum, and when I'm able will actually make two payments in the same month. When I respectfully asked to have their negative report removed in order to improve my credit score, they refused to help and told me the only process at my disposal is to file a dispute with each credit agency. The bank will then respond to each agency.
She was clear that the chances of the negative report being removed are slim to none - even all of the red tape "process" is followed. Synchrony Bank itself takes no accountability for lower my account limits and denying a minor limit increase, although my account has been in a perfect outstanding status for almost 7 years Agent and supervisor Laura unable to address and answer questions thoroughly re: But was extremely good in the "sarcasm" dept.
Will soon be a happy, loyal customer elsewhere! My husband and I purchased furniture from Rooms To Go on 3 different occasions and they stated to us each time that it was zero interest for one year since we were going through Synchrony Bank. We have paid our bill on time and it didn't seem like our bill was changing so we called Synchrony Bank to find out what was going on with our bill.
We should have our things paid off in less than 7 months. When we talked with a representative from Synchrony Bank he didn't want to listen to mathematics. He told us it should be paid off in 20 months. So, you tell me if that's how much we are paying each month why would it take 20 months? Where is ALL of our money going? Bottom line is don't trust them!
They lied to us not once but several times. I have never had a credit card report my credit card balance until the monthly statement date has passed. That's credit card They already cost me a hard inquiry with a refi because of this major screw up. It's happening to others now as well all over the country.
Your credit scores can and will be negatively affected by this. We all know that's how it's suppose to work. I have submitted various letters and emails of complaint to GE in relation to the sale of PPI linked to a loan provided by them. Has anyone else had similar problems? I now intend to raise my grievance to the highest level of the company and to pursue my grievance on whatever sites may help me obtain what I believe is my rightful compensation.
Has anyone else had similar experiences? And then afterward, without warning or correction on their part, closed my account without notice whatsoever. I don't need Synchrony, nor their rude foul treatment and lack of human contact to speak with. I cannot solve this issue so far for over a month because they fail to route my payments due to some system error, not mine!
I have high limits on 6 other high-end cards and don't need their headaches! I choose to settle this issue by paying in full, then never using their services ever again, however, they won't allow me to speak with a human without ungodly waiting times on hold!
I have good credit, worked hard to get it too, and Synchrony Bank's ridiculous computerized customer service is quite off-putting, rude, and almost impossible without spending my entire day waiting for a human being! I've never had such an issue with any other creditor! Will never allow them to have any say in my life or financial affairs again! You know its bad when these slimy POS credit bank companies prey on the people who need dental work or your pets need vet service and they charge outrageous rates and if you don't get the account paid off in a year they latterly double charge you.
WTH, don't get a card or loan or bank with these blood suck jackwipes. I have tried to contact them online and tried to make a payment but I can no longer log into their system so I am sure they gave me a huge ding on my credit.
I had an Amazon credit account. I closed my account 2 years ago in order to pay it off and have no further purchases made via credit card. Despite on time payments and paying more than the minimum my balance is currently 2, In fact my balance has gone up the past couple months. I have filed with the BBB and am not done filing complaints. CSR said I was paying a security fee Um no, never authorized that, and my account has been closed to purchases for 25 months.
This bank, which is infamous for high interest rates and constantly changing terms, took over CareCredit about 18 months ago. Beware, they are less than a stellar bank. They do not offer insurance on their cards, charge high interest rates and if you fall on hard times as I have, will harass you to death, and play every game in the book to get money out of you. A little hard when you are unemployed and receive no benefits.
First they will call all hours of day and night every few days, then send threatening letters, and then the newest game is sending you a phony civil suit in order to get you to call. When you do, it is a collection agency. A lawsuit would have a docket number which theirs doesn't.
I am checking as to the legality of this, as I feel what they are doing is not legal, and if so, will file a complaint with the state attorney general's office. Avoid this bank and CareCredit at all costs. They are not worth your time of day. What they fail to want to understand, is you can't print money when you are unemployed.
Do the right thing and offer your customers insurance. But that would cut into this bank's bottom line, since they thrive on fees, aprs and other nonsense.
More of a second chance Bank like First Premier. Was approved for a 4, And what I'm reading is that I'm glad I didn't This company must be really bad. Glad I didn't get a loan. Join our community to stay up-to-date with the latest reviews, recall notices, and brand recommendations. To see why, sign up below! Looking for a loan company? Are you this business?
Learn more about ConsumerAffairs for Brands. Be in the know Get trending consumer news and recalls. Thanks Keep an eye on your inbox, the lastest consumer news is on it's way! Page 1 Reviews 1 - Not sure how to choose? Thank you, you have successfully subscribed to our newsletter! Enjoy reading our tips and recommendations. May 29, I have several accounts with this company and have an overall good experience with them.
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Sandie of Oak View, CA. Archiblad of Glenville, NC. Amy of Johnson City, TN. July 18, I have tried to reason with Synchrony Bank. June 26, I opened a Synchrony Bank credit card last week with Ashley Furniture, and the process has been a complete nightmare. Kathy of Chicago, IL. June 24, After being a loyal credit card customer with Synchrony Bank for over 5 years, they refuse to remove a negative report from the credit reporting agencies. Erica of Atl, GA. June 20, Synchrony Bank itself takes no accountability for lower my account limits and denying a minor limit increase, although my account has been in a perfect outstanding status for almost 7 years June 1, My husband and I purchased furniture from Rooms To Go on 3 different occasions and they stated to us each time that it was zero interest for one year since we were going through Synchrony Bank.
Alan of Dorset, Other. May 18, I have submitted various letters and emails of complaint to GE in relation to the sale of PPI linked to a loan provided by them. March 29, You know its bad when these slimy POS credit bank companies prey on the people who need dental work or your pets need vet service and they charge outrageous rates and if you don't get the account paid off in a year they latterly double charge you.
March 28, I had an Amazon credit account. Do you need a car loan right now? We can even help you find your new wheels. Time to get out an enjoy Australia? We can help you find the personal finance that suits any of your leisure needs. Our industry leading personal finance team can help you find the right loan to match your lifestyle.
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GE Money is a financial institution that operates in Australia and New Zealand, with over 4, staff and 3. GE Money offer both personal loans and motor loans, with the latter for those wishing to buy a car, boat or other watercraft, motorcycle or caravan.
GE Money is willing to offer motor loans for old and new cars, any make and model, up to 15 years-of-age. You can purchase a car up to 20 years-of-age, but you will have to take out a GE Money Personal Loan for a vehicle that old.
The features of a motor loan for cars include:. You are allowed to make additional repayments, however should you repay the loan before the agreed term, you may incur an early repayment fee.