Access Denied

All refunds are disbursed by the Office of the Bursar. In addition, the Office of Financial Aid is not responsible for the student's financial obligations to Schreiner University. When Will Repayment Begin? Our office is open Monday — Friday from 8am — 5pm. They require a credit check; have higher interest rates and fees; and, for parents, come with fewer repayment options. We are here to help you through this process. PLUS loans also offer the same generous deferment and forbearance options, and many of the same loan forgiveness and discharge programs, as subsidized and unsubsidized loans.

Can you qualify?

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Federal Student Loans: Direct PLUS Loan Basics for Parents—Provides parents with information on Direct PLUS Loans for parents. Includes an overview of . What is a Direct PLUS Loan Application for Parents? This is a request for supplemental information in connection with your application for a Federal Direct PLUS Loan (Direct PLUS Loan) through the William D. Ford Federal Direct Loan (Direct Loan) Program. Parents borrowing a Direct PLUS Loan to pay for their child's education are not required to complete entrance counseling. Financial Awareness Counseling provides tools and information to help you understand your financial aid and assist you in managing your finances.

Is a federal direct PLUS loan right for you?


None General repayment options Graduate PLUS loans come with the same repayment options as subsidized and unsubsidized loans: PLUS loans also offer the same generous deferment and forbearance options, and many of the same loan forgiveness and discharge programs, as subsidized and unsubsidized loans.

Can I apply with a co-signer? If you have adverse credit history, you can use an endorser to get a PLUS loan. You will be considered to have adverse credit history if you filed for bankruptcy in the last five years. But you can use an endorser or document the circumstances of the bankruptcy in order to get a loan.

NerdWallet adheres to strict standards of editorial integrity to help you make decisions with confidence. Some of the products we feature are from partners. We adhere to strict standards of editorial integrity. Some of the products we feature are from our partners. Federal Direct Parent PLUS Loans are offered to parents of dependent undergraduate students to help pay for educational expenses not covered by other financial aid. A credit check will be performed during the application process and is based on the applicant being credit-worthy.

It is important that you only borrow what you need. Your credit check is valid for days. Any additional applications during that time will use the same credit information to make a decision on your eligibility. The endorser cannot be the child on whose behalf you are borrowing. The potential endorser must complete an Endorser Addendum at studentloans. For borrowers whose application is approved based on an endorser, a new MPN must be completed with each application.

Appeal your denied credit decision: Documenting to the satisfaction of the U. Department of Education that there are extenuating circumstances relating to your adverse credit history may make you eligible to receive a Direct Parent PLUS Loan. Students of parents who are not able to obtain a PLUS Loan may be eligible for additional unsubsidized loans.