It won't impact your credit score. Ready to Get Started? I called the company, and the representative with whom I spoke said that this happens quite frequently from people who have accounts with LendingTree; he suggested that I call them to see what they could do to resolve the problem. Texas Savings and Mortgage Lending Complaints click here. Hopefully I can get what I need out of this website, so far no lucky but I have poor credit so what can you say!
Compare personal loan offers from our network of lenders. Personal loans can help you to consolidate high interest debt, cover major expenses, make special purchases, and more. Borrow $ - $ and compare rates, fees, and terms of up to 5 personal . LendingTree, LLC is a Marketing Lead Generator and is a Duly Licensed Mortgage Broker, as required by law, with its main office located at Rushmore Dr., Charlotte, NC , Telephone Number NMLS Unique Identifier # Get a personal loan with a low fixed rate through a simple and convenient process. Check your rate online with no impact to your credit score. Apply today.
A Simple Application Process
To begin the application, customers are asked to fill out an online form that requests basic personal information such as name and place of residence, as well as financial details that include income level, housing status, and similar queries. To be approved for a loan, LendingTree requests that customers meet the following criteria:. LendingTree will also examine some basic financial details from customers including the debt-to-income ratio before performing a soft credit check to help match borrowers as precisely as possible.
Once prequalified, LendingTree will display the best matches for each application. It is important to note that since LendingTree is not a loan originator, any final terms, rates, and amounts are settled directly with the lender selected. LendingTree offers a strong variety of financing for automobile and vehicle purchases. The company does not include some of the more exotic loan types such as vintage auto loans, but do cover many of the essential categories where borrowers seek financing.
Interest rates for new loans start as low as 2. For customers who are simply looking to refinance their existing auto loan, LendingTree also offers options. Apart from very affordable rates, it was nice to see a company that is devoted to working with customers of all backgrounds offer financing opportunities for new and used auto loans even to those applicants with less-than-stellar creditworthiness.
The company does share information with its partners, but they are transparent about which information they collect and how, as well as the reasons why information is shared. In most cases, this is simply so lenders can provide the best possible services to potential customers. LendingTree employs industry-standard security measures including user data encryption along with the implementation of strong physical and electronic protections for its servers.
Customers who work with LendingTree should keep in mind that since the company is not their loan originator, they will not be working with the company once the terms of their loans have been established and funds disbursed.
Many of the partners LendingTree counts among its network offer the ability to pay automatically, but this varies from company to company, and customers should always confirm the best method to repay their loans with their chosen lender. These minor drawbacks are overcome by many of the value-added features and benefits that LendingTree delivers:. Customers can get in touch with the company via telephone on weekdays and Saturdays during regular business hours and additional are able to reach LendingTree via email.
The company has a great track record with timeliness, as phone calls rarely left us on hold for more than a few minutes while our email inquiries were usually responded to within a business day. Overall, LendingTree offers an innovative and effective alternative to traditional auto loans.
This site is a free online resource that strives to offer helpful content and comparison features to its visitors. To the extent that ratings appear on this site, such rating is determined by our subjective opinion and based on a methodology that aggregates our analysis of brand market share and reputation, each brand's conversion rates, compensation paid to us and general consumer interest.
I just wanted you to know how thoroughly impressed I am with LightStream. In the course of 24 hours I submitted an application, was approved, AND you stood by your rate guarantee and beat my local lender's rate by.
All in the course of one day! I have never experienced a smoother, easier loan acquisition and will tell everyone I know how wonderful your company has been to deal with. I look forward to many years of doing business with you! There are no fees for loan origination, prepayment, or anything else… flexible terms and high borrowing limits make it a good choice… [LightStream is] also speedier than peer-to-peer competitors — you can have your money in as little as a day. It is actually part of a bank you might have heard of, SunTrust Bank.
They were recently set up to offer some of the best personal loan rates available, and they are delivering. Top Workplaces are not only better places to work but are more likely to be successful than peer organizations.
At LightStream , we care about the environment and, more importantly, we try to do something about it. For one, we have created a virtually paperless consumer loan experience at LightStream. By eliminating paper almost entirely from the LightStream loan process, we not only save our natural resources but we save on expenses as well, better enabling us to offer you highly competitive interest rates. In addition, for every loan that we fund for our customers, we will have a tree planted in one of our country's fragile habitat communities currently under restoration.
LightStream is not responsible for and does not endorse, guarantee or monitor content, availability, viewpoints, partners, advertisers, products or services that are offered or expressed on third-party Web sites. You can click the Return to LightStream. Rates About Questions Security. We will beat any qualifying rate. Disclosure 1 to follow. Disclosure 2 to follow. What do you want to fund?
Kitchen or Bath Remodel. It's easy to find your rate. Payment Method AutoPay Invoice. Have funds in your account as soon as today. Use Your Loan Receive your funds as soon as today!
Finally, a loan that rewards your credit.