Financing-i Swasta is a partially unsecured loan collateral is not needed however a guarantor may be needed when required by bank as a form of security. Financing and investments have made the major contribution to this growth. Login This account uses Facebook to log in. Currently, the civil servants are the major customer category for the bank and the market is getting saturated day-by-day, says a banking analyst. This means that borrower who opted for PGM or Salary Transfer scheme can enjoy higher financing amount. Please note that an additional profit rate of up to 0.
The Bank Rakyat personal loan can be used for a range of purposes and offers fast approval loans making it ideal for those facing an urgent expense. The application process is hassle-free. One can apply for a maximum loan amount of up to RM, Bank Rayat Personal Financing-i Swasta is the personal loan package that is catered for private sector professionals such as doctors, engineer, lawyer and public listed companies employees. This is a personal loan for private sector unlike typical loans from Bank Rakyat which is . Pinjaman Peribadi Bank Rakyat Personal Loan kadar tetap % dengan perlindungan takaful, pinjaman bank rakyat tanpa memerlukan sebarang cagaran atau penjamin.
Checkout Personal Loan Eligibility. One can apply for a personal loan by visiting the nearest Bank Rakyat Branch. The application form available at the branch can be filled and procedure can be completed by submitting the required documents. The completion of the form online will be followed by the bank representative contacting the applicant. Malaysian citizens who are older than 60 years by the end of financing tenure are not eligible to apply for this loan. Bank Rakyat has added a new point of focus to its business strategy by considering the Islamic pawn-broking, Ar-Rahnu.
The basic focus of Bank Rakyat had been on personal financing PF so far. The bank has not been a public-listed entity and mainly deals with retail banking products to-date. The bank has come up with a five-year plan where the bank strives to widen their reach to other financing products such as home, auto and SME financing and manage them in the long run. Currently, the civil servants are the major customer category for the bank and the market is getting saturated day-by-day, says a banking analyst.
The bank has seen a profit growth of Also, there has been a 5. Financing and investments have made the major contribution to this growth. Also, Ar-Rahnu has contributed to The bank authorities also say that they are not factoring any merger and acquisition ideas in their 5-year plan. They also hope to remain a top-notch cooperative bank by the end of their 5-year plan. Overall, the improved performance of the bank was a result of an augmented profit before taxation and zakat of What is the contact number for any enquiries regarding my loan?
You will be informed at least 21 days in advance before the new profit rates are implemented. Call it a "conflict of interest".. Enter your number below. Bank Rakyat Personal Financing-i Public. Loan Amount Loan Tenure Min. Interest Rate Starting from 3. Stamp Duty Charges 0. It is calculated as follows: Yes, the bank will disburse the approved financing amount to your special account. As a rule of thumb, reliable constant payment such as Employer Salary deduction scheme will enable you to borrow more.
This means that borrower who opted for PGM or Salary Transfer scheme can enjoy higher financing amount. The repayment for the loan can be done via Bureau Angkasa scheme, salary auto deduction or cash.
There are various ways to repay the loan. These choices will effect the amount you can borrow and the interest rates you enjoy. Interest rates of this loan would vary depending on loan amount.
At the moment of writing, the interest rates provided by this loan is quite competitive among other private loans in Malaysia. The rates are tied with Base Rate from Bank Rakyat. This loan subjected to 0.