Customer Testimonials

Many may be willing to work with you if they believe you are acting in good faith. Due to many unexpected hardships, being a low-income person with no credit, has affected me. I was able to pawn my valuables until I got extra help. A cash advance on a credit card also may be possible, but it may have a higher interest rate than other sources of funds: When I was laid off work, I could not get a bank loan to pay for my medical expenses. I did not have enough to cover what she needed. They do what family and friends won't do.


Representative Example:

Payday Loan with No Checking Account When lenders started dispensing payday loans, consumers without a checking account could not qualify for a payday loan. However, this trend has changed. Residents of Arkansas, Georgia, New York, Oregon, Washington, West Virginia and Vermont are not eligible to apply for a loan. This service is not New Bank account and payday loans Date: Fri, 03/16/ Is it possible to open up a new bank account if I have 2 past payday loans, Checking account loans arrange money way out for persons who are in need of short term cash help. We also bring to you same day loans, checking account cash loans and payday loans checking account. Apply

The Reasoning

What Would Happen Without One

However, all hope is not lost; it is still possible to get a loan with bad credit and no bank account. Trying to get a loan without a bank account and bad credit from a traditional bank is difficult. Even if you are granted a loan, it will be at an extremely high interest rate. The terms of your loan will also be limited. The amount you can borrow will be small, and you will most likely only be granted a personal loan or a student loan, since house and car loans are considered too risky for a person with bad credit.

In certain cases you could be granted a salary loan if your income is high enough to repay it. In the sticky situation where you have bad credit as well as no bank account, you may still borrow money from an alternative lending agency if you are able to put up collateral. This collateral must have value, such as a car or your house.

Not all lending agencies will offer this policy so shop around to find one that does. Getting the loan you want may be too difficult with bad credit and no bank account, but by improving your credit score you can better your chances of getting a bigger loan with a lower interest rate.

The best way to improve your credit history with bad credit is to borrow small amounts of money and immediately pay it off. Because this small loan will be settled in such a short period of time, you will not have to pay a huge interest fee, and your credit will improve dramatically. If you use this strategy you must be prepared to lose a relatively small amount of money from interest, but your improved credit standing is well worth it.

I also needed them when my daughter got well and graduated from high school. I couldn't have bought her graduation ring or celebrated her graduation.

Thank you, Payday Advance. When financial emergencies arise, it is both convenient and easy to use the services of local pawn shops. They are modern-day garage sales, except you are able to gain possession of your goods after the financial crisis has been adverted. It [gives me] peace of mind to know I have this service available to me if and when I need it. I have personally used [pawn] loans as a stop-gap measure to ensure my personal and professional business continues to operate smoothly.

I don't have a bank account and my credit isn't good enough that I could go to any bank and get a small loan immediately. Instead, I came to Cash America. Within 30 minutes, I was able to go to the grocery store and buy my family groceries for the rest of the month. I really appreciate the business that Cash America has made. I would not have been able to do so without companies such as this. My grandchildren would have suffered if I was not able to financially support them by assisting with daycare expenses, medical bills, clothing and food.

Payday Advance allowed me to do just that. Thanks to Payday Advance, I can catch up on my bills without paying all the late fees, and I can start to save some money. If it wasn't for their help, I'd still be behind and struggling financially even more. You're a life saver! If it weren't for their consistency and aid, my well-being would not be at the level it currently is.

I am now able to provide for my family in times of need. The service is great and employees always friendly and helpful. They make the transaction very easy. I just got paid, yet I ran into a situation that concerns my son needing emergency surgery and I am having to pay my deductible out of pocket.

This loan is actually helping me do just that. It's unfortunate that I cannot get a regular loan, so this is a huge help. If it weren't for this payday short-term loan, I would not be able to get care for my three-year-old child.

This loan is a huge help. When we needed money right away for food, medications, bills and education, I have been able to get cash right away and had the convenience to pay it off right away or in several payments.

I appreciate this service. When my car needs repairs and I don't have enough to get through the next payday. I understand that this is a service provided to me and it's up to me to make sure that the loan is repaid. Without this type of service, I may not be able to make ends meet at times.

I do not have sufficient credit to obtain a loan at other financial institutions and I like the short-term loan process. They have been beneficial when I needed cash due to situations occurring unexpectedly. They are kind people and they work deals with customers.

I really like the help they give us. Thank you, Cash America Pawn. My children's dad died. I had no money and was not going to have any for weeks. Because of Cash America, I was able to get a loan and get my children to the funeral. I thank God for [Cash America's] ability to assist in a time of need. They do what family and friends won't do. I did not have enough to cover what she needed. My only option was to pawn some items to get cash.

I was able to go to the local Cash America Pawn and sell some items so I could help get the medicine my girls needed. Without pawn services available to me, I would have no way of getting needed money in [this] emergency. I was in dire need of money at various times to help me and my family make it to our next payday. I didn't want anyone to know how in need I was and there was no one in a position to help me financially.

The money I received through a pawn loan was truly a blessing. I am so thankful Cash America was here when I needed them. The staff is always polite, friendly and I really feel aren't judging me for being in need. Again, I really don't know what I would have done if I hadn't been able to receive the financial help when I needed it. Thank you Cash America, a million thanks. I can go there and get great deals on so many things.

It wasn't until recently [however] with the financial times that Cash America has become important. When I was laid off work, I could not get a bank loan to pay for my medical expenses. Cash America let me pawn items, get my medications, and then I could get my items back. I was treated with respect and kindness. I find their services invaluable in these times. Cash America has been there for me for 10 years when I've needed help.

It there was not a Cash America, I would not know who to turn to in tough times. Plus, the staff are wonderful. At times, I have needed money fast due to an emergency trip to the hospital. I am thankful for straight-forward terms and short-term loans. It's not easy to sell or pawn anything, but everyone there always makes me feel better. I know that things will always be okay when I need a little extra cash or when a bill pops up.

Without them, some of my bills would not have been taken care of. It is very important to be able to go into my local pawnshop and get extra cash when I need it most. Even though I have a good job with good pay, in this day and age it's hard even for married couples to be able to survive. I receive food stamps, but sometimes they aren't available in time and my family still needs to eat.

So when times are hard, the friendly staff at Cash America helps me I know that my cherished belongings are safe until I can get them back. I have received loans on many separate occasions and each time my belongings were returned safe and quickly. The pawnshop has been a helping hand. The VA has failed to pay me benefits since my husband died two years ago, and I have relied on pawnshops to see me through difficult times.

Thanks to Cash America, I am able to pay my bills every month. Short-term loans allow me to get through the month. I am a single mother with two kids and times are very hard. I was able to pawn my valuables until I got extra help. They have helped me very much in some hard times I had when my job slowed down.

If it hadn't been for [these] loans, I don't know if I would still have my house. Especially at a time when a family emergency came. My bank would not give me a personal loan because of my credit score. I had been with them for eight years and get direct deposit which means they see my money before me. I have done business for years with Cash america and they have always been there for me and other customers that are in a financial bind.

This is the only way some people have to keep their families going. I went to the bank and could not get the help I needed because of my bad credit history. If it was not for Cash America, I would have lost the few good things that I have.