Disclaimer

You can email Kristina here. A few of these benefits are forfeited even with the Direct Consolidation Loan. Many Loan Options Consumers can access a wide range of loan amounts through Pave. Consumer complaints and reviews As of Dec. But they can come with a fixed interest rate. Terms and Conditions Apply. The loan fees and interest rates are determined solely by the lender to which the consumer is matched, with specific amounts determined based upon the application information submitted.

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Final Thoughts

Pave's Personal Loan Offerings

I am unable to make payments from their site, if I ever want to change my connected bank account, increase my monthly payment, or make an additional payment I'm not able to handle these from the website, I have to email their customer service and have them handle that for me. As I said, their customer service has been fast to action and handled these things wonderfully, but I want to be able to handle these on my own.

The other thing that is lacking is I like to use the Mint app to track all my finances to keep me on top of things, and Mint is unable to connect with Pave. I'm not sure if that's a Mint critique or a Pave critique, but I would very much like that as an option. Overall it's a decent loan with a reasonable APR, and it has helped me to consolidate my debt, I just wish their website was a little more feature-rich.

April was invited to write this review by Pave. Francisco was invited to write this review by Pave. I have automated withdraws and have had not one problem, to recieve the loan was also an easy process.

Terri was invited to write this review by Pave. I had a great experience with Pave. Their customer service was timely, helpful and responsive. Darin was invited to write this review by Pave. I was really worried about taking out a loan for my coding boot camp, but Pave's interface made it very simple and approachable.

I was also happy to get prompt feedback on my questions from their support team and not have to deal with endless robots. Rick was invited to write this review by Pave. Customer service was good but the process for getting a small loan was ridiculous.

The first step was to fill out an application which I did as accurate as possible and after submitting it, immediately received an approval with a reasonably good APR.

I thought, 'Really, without proof of documentation? Then the next step was to submit documentation which eventually caused my APR to go higher. So whats the purpose of even having the first step in place? But the worst part of the whole process is the wait for the loan. Even thought the first step confirmed my approval, it's technically not until the documentation gets through the verification office.

This is where it sits for who knows how long. It took less time for me get a mortgage in the past. The Pave team was straight forward with what documents I needed to provide which prevented any need for follow up which in turn made the whole process convenient and hassle free.

Mallory was invited to write this review by Pave. The team at Pave made it simple to apply for a loan and they answered all my questions quickly and thoroughly. ST was invited to write this review by Pave. Jeffrey was invited to write this review by Pave. Customer service by email is OK but not always clear. Haven't had any experience with their phone support. My major issue is that there is no easy way to prepay a loan. You must email Pave, wait for them to respond Monday through Friday to make an additional payment.

Disappointed that they do not have an online payment option. To our knowledge, this company collects reviews by asking its customers to share their experiences on Trustpilot. Read more This company has claimed its Trustpilot profile, but to our knowledge, doesn't actively invite its customers to write reviews on Trustpilot. Afterwards, approval confirmation is delivered in nearly the same time frame. It makes for an effective process for borrowers to apply with.

Another extremely noteworthy benefit of borrowing through Pave is the turnaround. Successful applicants receive their funds as soon as one business day later. This is an impressive time frame that few companies can match.

There are no restrictions on how these funds are used which is a big help when considering potential issues with oversight. In other words, borrowers have complete discretion and freedom with his or her personal loan. There are a couple of other features that are beneficial to the borrower.

Those who take a personal loan out for a class or educational course can defer payments for up to three months. This makes it easy for borrowers who want to start making payments when the class begins. While there are clear limitations with Pave personal loans , there are definitely some positives to borrowing from the tech-oriented personal lending company.

It is mentioned that Pave utilizes a forward and backward looking underwriting system when determining loan eligibility. This is one of the leading perks to borrowing from Pave. It allows individuals with a new or nonexistent credit history to secure a loan. This is a common problem for many young individuals who are looking to take out a loan, personal or not.

This service is not available in all states. Consumers submitting an application for a loan at PaveLoansReviews. Based on the application consumers submit, PaveLoansReviews. All fees and rate information will be disclosed to consumers by their lender at the time of approval. Upon conclusion of the search and application approval, you will be redirected to an e-signature page provided to you by the lender to which you were matched.

This document will contain all fees and rate information pertaining to the loan being offered by a lender from the PaveLoansReviews. Consumers are required to review the fee and rate information provided by their lender at this time thoroughly and completely before agreeing to the terms of the loan.