Once your loan is issued, you can manage it along with your checking or savings account through your own customer portal. Besides being fixed-rate personal loans are also very easy to obtain — you will have to possess a savings or checking account in the bank and apply for a personal loan. The downside is higher interest rates, especially when you compare a personal loan with a home equity loan, which is a kind of secured personal financing options. Dollar Bank Personal Loan. I have a checking account with Huntington.
Huntington personal loans help make dreams come true. Learn more about our options and apply online for a personal loan. 11 rows · Other Huntington Auto Loan Features. Flexible Payment Options Choose . Serveing Deep East Texas as a local community owned and operated bank. Founded in , our philosophy is to provide excellent customer service and give back to our surrounding communities.
Advantages with Huntington Bank personal loan
The downside is higher interest rates, especially when you compare a personal loan with a home equity loan, which is a kind of secured personal financing options. People who have good credit scores, need little amount, and have the means and intentions to pay back the loan should go for unsecured personal loans.
Home equity loans, on the other hand, are suitable for homeowners who need a large sum of money for an extended period of time. The rate of interest is lower than that of a personal loan.
Moreover, you have typically no issue with a home equity loan if your credit is less than stellar. Whether to choose a personal loan or a home equity product depends purely on your typical financial situation. It may sometimes work to consult a practicing financing expert.
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Loan terms are available for 3 or 4 years. Huntington Bank also offers loan discounts to lower your rate. Other relationship discounts are also available. There are no loan application fees or prepayment penalties. To obtain a personal loan from Huntington Bank, you will need to open a checking account. With that you will be able to have your loan payments deducted directly from your account on a monthly basis.
Huntington Bank also offers weekly and bi-weekly payment options, which is a way to pay off your loan more quickly.
For example, if you choose to pay bi-weekly, you will in essence add an extra payment to your annual number of payments. Borrowers are also given some small breaks when repaying their loan. First, Huntington Bank will allow you to delay your first loan payment for up to 60 days. The second break comes when you need to skip a payment, which Huntington Bank will allow you to do one time without charging any fees. Once your loan is issued, you can manage it along with your checking or savings account through your own customer portal.
You can check your loan balance and track your payment history. You can also make extra payments by transferring money from your checking account. Huntington Bank is known for its excellent customer service. With more than branch locations, personal service is a short drive away for customers who live in the Ohio Valley area.
Thanks for the post! You will have to contact one of the many branches from Huntington Bank to get rates. Below is a link to an application to compare quotes from personal loan lenders: They also provide financial services online! Can I get a loan to pay off my credit cards. Before I go to my branch in Chagrin falls to apply. I need a personal loan of to dollars. I have a checking account with Huntington. My paychecks are directly deposited every week.
I have car payments house payments. I just need a personal loan to get all of my payments in order. I make good money doing underground pipe work.