Cultivating Community.

How We Give Back We know the only way to grow a community is to do it together. Keep an eye on the current rates with our rate watch emails. To help the government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. For Package accounts, minimum daily balance requirements apply to waive monthly service charges. Whether you're paying for college, improving your home or consolidating debt, Beneficial offers a variety of options to help you find the right loan.

The Impact of Beneficial Banking

Get Directions

The Beneficial and HFC companies and HSBC Credit Centers have closed their consumer finance businesses in the United States. Accordingly, this web site is no longer active. All loans have been sold and servicing has been transferred to third party servicers. At Beneficial State Bank it is our mission to build prosperity in communities through beneficial banking services. A Snapshot of our California Work. Headquartered in Oakland, Beneficial State Bank has 10 branches in California from Santa Rosa in Sonoma County to Porterville in the Central Valley to East Los Angeles in southern California.

The latest rates

Online Banking

Oz, a TV personality made famous by Oprah Winfrey. The fruit is known in India as gambooge. It is apparently also an ingredient in some weight loss products as hydroxycitric acid.